Your team prepares the case
Check the outstanding balance, performance and due date, and collect evidence of default. Resolve existing complaints or counterclaims before submitting the case.
Licensed in Austria · Registered in Germany
Debt collection for businesses and SMEs.
Your team has better things to do than chase every overdue invoice. Submit eligible claims individually or in batches and follow their progress in the customer portal.
Questions before you hand over? Request a call back
For freelancers, SMEs, property managers, trades and law firms.
State-licensed debt collection institute
Registration
Your account for submitting claims.
Register in the customer portal. Add your company details and submit your outstanding claims there.
Already registered? Log in to the customer portal
Every SME knows this
The work is done. The money is still missing.
It is rarely the one large claim that hurts. It is the many small open items that add up and have nobody in the company to look after them.
Five invoices, five customers, five times chasing
The final invoice has been open for 90 days, and nobody on the team has time to chase it by phone for the fifth time.
Accounting sends reminders, the customer does not react
The second reminder is out, the deadline passes, and the open item is still on your list. What now?
The money is missing although you delivered long ago
Material, wages and advance work are paid for. Only your customer’s payment fails to arrive and ties up your capital.
In brief
What does debt collection for SMEs mean?
Debt collection helps small and medium-sized businesses handle outstanding claims. With incaseof.law, you can submit an individual case or several eligible claims. Requirements include a due, undisputed claim and evidence of payment default. Your team provides the documents and reports subsequent payments or objections.
Service scope and requirements: terms, sections I–III.
The cost overview explains the model. See receivables management for responsibilities within your team.
What does your team do, and what does incaseof.law handle?
incaseof.law handles the collection work
After accepting the engagement, incaseof.law handles the agreed communication and processing. Court proceedings, fees and potential legal representation have separate requirements.
You stay informed
Follow the case in the customer portal. Report direct payments, objections or changed details promptly so that further processing uses up-to-date information.
Basis: terms, particularly sections I–III. Discuss a technical connection through Enterprise and integrations.
Our partnerships
Freelancers, SMEs, property managers, trades and law firms hand over their outstanding claims to us.
We support our partners in debt collection, from single outstanding invoices through to direct integrations into existing systems via API.
On Google
4.9 out of 5
And many more. See all partners and references
How the handover works
How SMEs hand over their open claims
In three steps from open items to payout. Several claims in one go, incaseof.law takes over the rest. See how debt collection works in detail.
1
Hand over the claims
Upload several unpaid invoices or connect your accounting system. All open items in one go, in a few minutes.
In about 3 minutes
Automatic analysis
Amount8,400 €
Overdue90 days
Debtoridentified
2
We take over the collection
As a licensed debt collection institute, we call on your debtors to pay, out of court and, if needed, in court via electronic legal communication.
Consistent escalation
Send
Payment requestdelivered
1st reminderdelivered
Final reminderdelivered
3
Payout to your account
After a successful collection we pay out, 100% of the claim, without deductions for you. You see the status of all open items in one dashboard.
Paid out in full
€
Debtor
Incoming payment
Your account+8,400 €
A case from the SME sector
A long-standing customer does not pay. This is how the case runs at incaseof.law.
8,400 euros for a service already delivered, overdue for 90 days, and of all customers it is a long-standing one. You want the money, but not at the price of the relationship. Hand the case over the way you submit any open claim, incaseof.law enforces it factually and with legal certainty.
- incaseof.law takes over the communication. No awkward chasing of your long-standing customer.
- 100% of the 8,400 euros belongs to you. The default costs are borne by the debtor.
- You see the status at any time in the dashboard, next to your other open items.
Case file · Illustrative example
Claim #2087
Overdue for 90 days · long-standing customer
8,400.00 €
Out-of-court demandFormal letter with a payment deadline
Active
Court titleAccelerated via electronic legal communication
If needed
EnforcementFinal step, fully steered by us
If needed
Payout to your account
100% of the claim, without deductions
+8,400.00 €
Illustrative example, as of 2026. A typical B2B service case in the SME sector, not a real individual case.
Handover
Connect your accounting, hand over in bulk
Submit several open items in one step. Connect your accounting or your ERP, without exports and without detours, by upload, REST API or a direct integration.
- Fully automated API connection to accounting and ERP
- Compatible with common systems, from BMD to SAP and Oracle
- Encrypted, GDPR-compliant transfer
Connect accounting
Microsoft Business Central
SAP
sevDesk
Odoo
+ 25 more integrations
Decision guide
When do SMEs hand over an unpaid invoice?
The right moment has come as soon as chasing the invoice yourself costs more time than it brings in. Five situations from everyday life in small and medium-sized companies: if one of them applies, the claim is a case for incaseof.law. A single open item is enough, and the default costs are borne by the debtor in default.
- The payment deadline has passed by a clear margin.The second reminder has gone out, the deadline has expired, and the open item is still sitting on your list.
- Chasing the invoice costs more time than your team can spare.Five invoices, five customers, five rounds of phone calls: that time is missing elsewhere in the business.
- There are several open items at the same time.The problem is not the one large claim, it is the many small ones. You hand them over in bulk, in a single step.
- Your money is already tied up in the work delivered.Materials, wages and advance work are paid for. Only your customer's payment is missing, and it ties up your capital.
- The customer relationship should stay, but the money has to come in.With a regular customer in particular: incaseof.law communicates factually and on a sound legal footing. The goal is payment, not escalation.
If none of the points applies yet, the invoice is usually a case for your own reminder. What you can do before that is on customer not paying. As soon as one of the points applies, you can hand the claim over in a few minutes.
Cost
What does debt collection for SMEs cost?
The default and debt collection costs are borne by the debtor in default. You keep 100% of your principal claim, there is no commission deducted, no matter how many items you hand over. No costs from incaseof.law, even if the debtor doesn't pay. Court fees and, in Austria, MANZ transmission fees only arise once you approve court proceedings. What this means for a specific amount is shown by the overview of debt collection costs.
- Principal claim: 100% goes to your company, with no success commission and no deduction from the amount recovered.
- Default costs: borne by the debtor in default, not by your company.
- Engagement: under the terms, no minimum volume, a single open item is enough.
- Volume: whether one invoice or many open items in a single handover, the terms stay the same.
- Timing: handing over makes sense as soon as the payment deadline has passed and your reminder went unanswered.
How the recovery runs step by step afterwards is covered in the guide how debt collection works in Austria. What you are entitled to in default interest is shown by the late payment interest calculator.
Costs and terms, as of August 2026
Debt collection costs in detailWhat our clients say
Real reviews, verifiable on Google.
I am incredibly grateful to InCase of Law. The whole process was extremely simple and worked entirely without any direct communication effort. I only uploaded my invoice, and within the first hour the first reminder had already gone out. What had cost me over a month of frustration, chasing and unanswered messages was resolved by InCase of Law within one day: my entire principal claim was paid the very next day. I can recommend the service without reservation and will definitely use it again for future outstanding claims. Many thanks for the fast and professional support!
Named Rising Star at the EY Scale-up Award for the second year running, in the FinTech and InsurTech category. Read the blog article
Internal analysis by incaseof.law, as of 2026.
Law, money and peace of mind, from a single source
One solution that secures three things: your rights, your money and your peace of mind.
incaseof.law is a debt collection institute licensed in Austria and registered in Germany. You hand over your open claim digitally, we collect the money.
Law
Licence and registration
Licensed in Austria and registered in the German Legal Services Register. The terms set out the scope and conditions of an engagement.
Money
100% of the claim for you
incaseof.law keeps no share of your principal claim. What your customer owes belongs, after a successful collection, entirely in your account.
Peace of mind
Digital, you take care of nothing
Upload the claim, incaseof.law takes over the rest. The entire collection runs through the connector and electronic legal communication.
Get started
Your money belongs in your account. Let’s get started.
Register to submit your claim, or contact us first if you have any questions.
Frequently asked
What SMEs ask us.
From bundling several claims through the customer relationship to connecting your accounting. Your question is not here? We answer personally.
Contact usYou can submit individual claims. Whether this is worthwhile depends on effort, documents, ability to pay and possible further costs. Recovery is not guaranteed.
You can submit several eligible claims. Prepare the documents and outstanding balance for each case. Agree the transfer method for larger data volumes or a technical integration.
Factual communication helps separate the claim from the business relationship. Your customer’s reaction cannot be guaranteed. Tell us about existing agreements and objections.
incaseof.law charges no success commission on the principal for out-of-court collection and platform use. Court, lawyer and filing fees, and costs arising from breaches of cooperation duties, are separate. Recovery and payout are not guaranteed. The terms apply.
An API integration can be set up depending on the system and requirements. Interface scope, data fields and implementation must be agreed first. This does not promise a ready-made integration for every accounting system.
Yes. incaseof.law is a licensed debt collection institute and enforces claims for companies in Austria and Germany, with a connection to electronic legal communication.
From the guide
Knowledge that protects your liquidity.
How does debt collection work in Austria?
From out-of-court demand letters to digital enforcement. How to secure your liquidity.
Read more
Receivables management: a comparison of Austria & Germany
Regulatory frameworks and cost structures in receivables management: a comparison of Austria and Germany.
Read more
Debt collection Vienna: the legal & digital way to get paid
Modern receivables management for SMEs, 100% online and assertive, instead of expensive litigation.
Read moreSources and legal basis
- § 1333 ABGB, default interest
- Regulation on the maximum fees payable to debt collection institutes, BGBl. no. 141/1996
- § 118 GewO 1994, debt collection institutes
- Legal services register, Federal Office of Justice, reg. no. 2024 0000 8388
- GISA, the Austrian trade licence register, GISA 32140156
- WKO, Association of Commercial Service Providers
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