As a freelancer or self-employed person you have no finance department chasing open invoices. When a client does not pay, we get your money back, licensed and without you having to send reminders yourself. 100% of the claim goes to you.
In short
Yes. Every freelancer, self-employed person and also any private individual can hand an open invoice to a licensed debt collection agency. There is no minimum volume and no minimum amount: you submit a single invoice of 100 euros just as easily as a project sum of several thousand euros. With incaseof.law you upload the claim online in just a few minutes, the collection is handled by us as an agency licensed in Austria and Germany, and 100% of the claim goes to your account.
You do not have to prove a trade, sign a contract or send reminders yourself. When your client is in default, you hand over the claim and get your money back, without having to become a legal expert.
The typical situation
When a client does not pay your invoice, you hand the open claim to a licensed debt collection agency: you upload the invoice, we collect the claim professionally, and 100% of the claim goes to your account. For solo self-employed people without their own bookkeeping, this is the fastest way to get outstanding money back.
The invoice has been open for weeks, reminders are ignored, and you do not want to ruin the client relationship. But the money is missing for rent, materials and the next tax payment. You are not in the wrong, you are waiting for money you are owed.
Why it hits solo workers harder
As a solo self-employed person there is no team to chase the phone calls, and no reserve to absorb a shortfall. A single open invoice therefore costs you time, liquidity and nerves all at once. These are exactly the three points we take off your hands.
Every hour you spend on reminders and following up is an hour you cannot bill. Sending reminders is not your job, your work is.
An open amount is not just a bookkeeping entry for you, it is missing directly from your account. Rent, materials and the next tax prepayment will not wait.
You know your client personally and do not want to damage the relationship. So you keep putting off the awkward reminder, and the money stays unpaid.
The order of steps
A simple process, from the friendly reminder to handing over to licensed debt collection. You can also find the background when a client does not pay or an invoice is not paid.
A friendly first nudge. Often that is enough, because the invoice was simply overlooked.
A clear deadline from which default applies. In writing, factual and traceable.
If there is no response, you hand over to a licensed partner. You upload the invoice, we take over.
If the client still does not pay, we enforce the claim through the electronic legal communication system.
The decision
Sending reminders yourself costs time and nerves that you, as a solo self-employed person, do not have. A licensed debt collection agency takes the unpleasant part off your hands.
What stays with you
Unlike classic models, you keep the full claim. The default costs are borne by the late-paying client, not by you. When liquidity is tight, every euro counts, and it belongs to you.
Calculate costs transparentlyof the claim for you. The default costs are borne by the late-paying client.
Also for small amounts
You do not have to wait until several open items have piled up, and no large amount is needed. You hand over a single small invoice just as you would a large project sum. Because the effort for you is minimal and the default costs are borne by the client, it pays off at the lower end too.
The small invoice you would otherwise not chase, because the effort would not be worth it.
A typical solo item: delivered, accepted, and no payment for weeks despite reminders.
The amount that really hurts when it is missing, and that you do not want to write off.
Private or business
Many solo self-employed people are unsure whether they may even hand over a claim, especially for a side job or a private sale. The answer is simple: it does not depend on your status, but on the claim being justified and due. Business or private, the handover works the same way and without a minimum amount.
The open invoice from an order, hourly rate or project. Whether full-time or part-time, sole trader or small business owner.
A private claim, for example from a sale, a deposit or an unpaid service. You do not have to be a company to claim your money.
Why speed matters
An open invoice does not get easier to collect over time, it gets harder. The longer you wait, the more likely the amount fades from your client's memory, the more his own outstanding debts pile up, or the closer the claim moves to becoming time-barred. For you as a solo self-employed person, every month of delay also simply means: the money is still missing from your account.
The order is still present, the client remembers. A factual request from a third, licensed party works strongest here.
best prospectsYour own reminders fizzle out, the invoice sinks into daily routine. By now at the latest, it pays off to hand over the claim instead of letting it sit.
hand over nowThe longer it takes, the more expensive and laborious the collection becomes. Even then we enforce the claim consistently, up to the court stage.
we enforceThis is how simple it is
No consultation call, no paperwork, no commitment. You only need the open invoice and the client's details. We handle the rest.
You upload the open invoice online. All you need is the amount, the date and your client's details, everything that is already on the invoice.
about 2 minutesAs a licensed debt collection agency we request payment from your client, out of court and, if necessary, through the courts. You organise nothing yourself.
we take overThe collected money goes to you, 100% of the claim. You can see the status of every step transparently in your portal at any time.
100% of the claimWhat self-employed people say
„I had almost written off the invoice, because I had no appetite for the dispute. Uploaded it, and a few weeks later the money was there. I never had to call my client once myself.“
Why you can trust us
A factual, correct appearance towards your clients protects your business relationship. No dubious debt collection, but a licensed partner.
Officially authorised in Austria and Germany.
Our approach is confirmed at the highest court level.
We act factually and professionally, we take on the unpleasant part.
Frequently asked questions
First send a payment reminder, then a reminder with a deadline. If the client does not respond, you hand over the claim to a licensed debt collection agency such as incaseof.law, which collects the claim for you.
Yes. Precisely because solo self-employed people have no finance department, professional debt collection saves time and nerves. You upload the invoice, we take over, and 100% of the claim goes to your account.
Sending reminders yourself costs time and strains the client relationship. A licensed debt collection agency takes on the unpleasant part professionally and factually, so you can focus on your work.
Yes. With incaseof.law, 100% of the claim goes to your account. The default costs are borne by the late-paying client, not by you.
We act factually and professionally. You keep the client relationship, we take on the unpleasant part of collecting the claim.
No. There is no minimum volume and no minimum amount. You can hand over a single small invoice of 100 or 200 euros just as easily as a large project sum. The effort for you is equally low in both cases.
Your own reminder is helpful, but not a requirement. As soon as your client is in default, you can hand over the claim. The sooner you do it, the higher the likelihood that you will see your money in full.
Yes. You do not have to have a trade. A private open claim, for example from a private sale or an unpaid service, you submit just like a business one, with the same process and without a minimum volume.
You keep 100% of the claim. The default costs are borne by the late-paying client, not by you. When liquidity is tight, you keep the full amount you have earned anyway. You can calculate the costs transparently.
No. You can hand over an open claim as a freelancer, small business owner or as a private individual. What matters is not your status, but that the claim is justified and due.
As a rule: the sooner the better. Over time a claim becomes harder to collect, and it can become time-barred. As soon as your client is in default, you should not wait too long, but hand over the claim.
Yes. incaseof.law is a debt collection agency licensed in Austria and in Germany and collects claims in both countries for you.
Yes. incaseof.law is a debt collection agency licensed in Austria and Germany, the process is confirmed at the highest court level by the Austrian Supreme Court (OGH).
Upload the open invoice, we get your money. Licensed, fully handled from the reminder to enforcement, without you having to send reminders yourself, 100% of the claim for you. Your money belongs in your account.
Start debt collectionOver 1,000 companies already trust our receivables management. We provide full support to our clients – from collection of single unpaid invoices to direct system integrations via API. We ensure efficient, legally compliant, and fully digital processes for your entire receivables management.
Book a first call and see for yourself why companies trust incaseof.law. We look forward to meeting you!
When faced with unpaid invoices, many entrepreneurs either reach straight for the 'legal sledgehammer' or do nothing at all. Both approaches are usually wrong. A modern, digital debt collection agency like incaseof.law solves problems before they end up in court. Spare yourself the financial risk of expensive litigation and opt for intelligent receivables management.
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